Ours and Our Kids

Ranting about this so called Net Next Media, LLC

I was totally shocked this morning after finding out that my Paypal account had a $45 deduction due to an unknown and unverified transaction with a certain company called Net Next Media LLC (netnextmedia.com).

I have never made any transaction with this company. I do not know what this company is all about and do not use any of the services, if any, they provide. I have also never received any email from them stating that I subscribed to them and also have not received any notification from Paypal that an amount of $45 has been deducted to my account due to an apparent subscription to this company. Has anyone here had the same experience as mine? Or has anyone here had or has an existing transaction or subscription with them? Beware of this scammers!

Anyway, I commend Paypal for their immediate action on this. Just a few seconds ago I got an email from Paypal telling me that the unknown subscription has been canceled. And I did saw the refunded money on my account when I rechecked my Paypal balance! Thanks to Paypal's file claim procedure. Now I believe that they truly mean business.

Friendship Flowers

This tag is all about "FRIENDSHIP OFFERING" with someone whom you know, to someone whom you already knew or will know in the future, globaly. Thank you for passing this on to me Imelda and Lissa, I am happy to have found new friends in the blogosphere like you=)

Start copying here:
Here are the rules for this tag;
1.) Copy the badge and put it on your blog,
2.)Link back who pass you this tag,
3.)Spread this tag to at least 7 or more bloggers who you think you are friend with.

And lovely are the blossoms
That are tended with great care,
By those who work unselfishly
To make the place more fair.
And, like the garden blossoms,
Friendship's flower grows more sweet
When watched and tended carefully
By those we know and meet.
And, if the seed of friendship
Is planted deep and true
And watched with understanding,
Friendship's flower will bloom for you.

I am passing this Friendship Flower tag to my old, new, and future friends:
Lorei, Eds, Gigi, Carmel, G, Irmee, Rocks, Quinnie Ann, Sheila, and B

Change has come to America

Image credits from wikipedia.com

I got extremely happy after finding out that Mr. Obama has won the election for presidency yesterday. As I watched the news last night, I saw everyone getting exctatic about the election's outcome. The entire nation was celebrating and some were even crying as they listened to President Obama's speech in Chicago. For me, having an African American president will indeed make a lot of changes not only in America but throughout the world. One thing is changing for sure, the gap between the white americans and black americans which undoubtedly is still rooted in some people will be tapered off. Everyone is holding big hopes and dreams with the new president and I'm quite certain that he can make that all happen.

Here's what I've learn about President Obama:
1. He is only 47 years old
2. He was born in Honolulu, Hawaii
3. He graduated from Columbia University and Harvard Law School, and has earned double Grammy Award winner for Best Spoken Word Album
4. He was also the first Afican American to serve as president for the Harvard Law Review
5. He taught constitutional law at the University of Chicago Law School from 1992 to 2004 while serving as a Senator from Illinois

Must haves for your Baby's Medicinal Kit

Since I have a number of new moms and moms to be viewers on this blog, I thought that it might be helpful to share my ideal must haves for a baby's medicinal kit. These items I'm sharing are my well tested and pedia-subscribed items that I'm sure is also commonly found on medicine cabinets from other experienced moms out there.

1. Desitin - It's an anti-diaper rash cream that helps prevent diaper rash. Note that this cream is quite strong for baby's delicate skin so make sure to put only a small amount of this product on your baby.

2. Petroleum Jelly - Before, I only use this one as a lip balm and skin moisturizer. But I've been hearing from my mom that this one is also a good anti-diaper rash cream. So one time when we were out of Desitin, I tried using this cream on my youngest baby and was surprised that it does have a good effect on her. It did prevent the rashes from spreading further and I didn't have to worry on how much cream to put on her since it's just a mild cream.

3. Travacort - This is an anti-fungal/steriod cream that can be used together with an anti-diaper rash cream. I use this product to cure my babies diaper rash. And I must say that this is really my best must have at home.

4. Tempra - For emergency cases, it is always best to have Tempra drops (for 0-1 yr only babies) or syrup (for 2+ yrs old) on your baby's medicinal kit. This product lowers your baby's high temperature if he/she has a fever.

5. Betadine - This is an anti-bacterial solution that is generally used to wash open-cut wounds. We can never tell if our babies get caught up in an accident that's why I always have this one on mine. Note that it is not advised to use alcohol to clean open-cut wounds so use this one instead.

6. Chamomile Oil (Acete de Mansanilla) - This solution is used for gas pain and is specially essential for those with new born babies as they tend to experience gas pain more often that the older babies.

If I missed out on anything, send me your comments=) I'd love to know what's in your baby's medicine cabinets too!

How I Lost Weight and literally removed 5 Inches on my Waist in 3-4 months!

Image credits from yevrah.blogsome.com

Hello there guys! I almost failed to shared with you my secrets on how I lost weight and removed 5 inches on my waist within a span of 3-4 months. I'm not kidding. So if you're into a strict, depressing, and looks like it's now working diet, you might want to try my tricks and see results that you never imagined could happen.

I started dieting for real when I was on my second year of college. Those were the days when being skinny was the "in" thing. I am itemizing my tips into two. One would contain a list of my healthy tips, and another my not so healthy but will make your fats burn faster tip.=)

Here's are my suggestions for those healthy dieters out there:
1. Don't eat rice. Instead, substitute rice with complex carbo foods such as sweet potatoes, oatmeal, cereals, wheat bread. This makes you full instantly because it is high on dietary fiber and at the same time it is a good source of energy.

2. Don't eat the yolk of the egg because this is high on cholesterol. Instead, eat lots and lots of egg white. Egg white is know to contain complete protein which is essential in the fat burning process.

3. Eat lots of fruits and vegetables. This is similar to my no. 1 tip. Since vegetables and fruits are high on dietary fiber, it helps you feel full all the time. Plus it's good on your health and body because as everyone knows these foods are rich in vitamins and minerals.

4. Eat white meats (like chicken and fish) instead of red meats (like pork, beef, goat, veal, venison, lamb, mutton, rabbit, buffalo meat, and beefalo). Red meats gets slowly digested and contains more saturated fats and cholesterol than white meats.

5. Eat less sugary foods like chocolate, ice cream, cake, and candies because these are carbohydrates that can turn into fats once you exceed your normal calorie consumption and not burn these carbos through exercise.

6. Regularly exercise! Exercise burns your fat and consumes the calories you have stored from the foods you ate.

7. Give yourself a break. Assign a day (probably Saturday or Sunday) where you can eat anything you want like chocolates, cakes, or ice cream. Do not eat plenty of these though. Just eat some so you don't feel like you're depriving yourself from the foods you love eating.

And here's another thing I did to remove my fats quicker (not very recommended, specially for those with gastrointestinal problems)
- Buy a slimming coffee or tea from the drug store and drink 3 coffee/tea bags a day or after every meal. I personally use Bavarian Coffee. Note that these slimming coffees/teas have diarrhea like effects which causes dehydration and weight loss. With these, it is advisable to drink lots of water and eat lots of healthy foods like the ones I mentioned above.

There goes my tips. Let me know if this helps you alright? Happy dieting!

Weird Things About Me..

Got this tag from mommy lorei. thanks sis!

Rules are rules. To tag along: you have to list 7 weird things about yourself, post it in your blog, tag at least 7 people (list their names), and comment on their blog to let them know that you just tagged them.

Here's goes my share..

1. I love eating apple and ripe papaya when it's dipped in vinegar.
2. For my personal hair spa treatment, I sometimes put mayonnaise on my hair. Got this trick from Cory Quirino=)
3. I have a very talkative, friendly, and cheerful personality but i am not able to fully exercise this at work.
4. I sometimes imaging myself wearing sexy and stylish outfits but when I start to shop I always end picking up simple clothes.
5. When I pass by the mall during times when I don't have extra money for my 'wants', I tend to like a lot of items. But when I'm in the mall for shopping most of the time I don't like everything I see. My husband gets totally irritated when this happens.=)
6. I'm a chocaholic but I get really dizzy and tend to have headache when I eat too much.
7. Even if I feel like I'm half way thru my career life's goal, I still want to change my career from IT to something else.. like i sometimes want to sell cakes and chocolates.. or do events planning. just don't know where to start..

Would love to hear about your weird things: paolyn, rachel, g, jhonna, umma, april, and concon..

What is your IQ

I just tried out this free assessment awhile ago and here's how I scored

Try it out and tell me what's your IQ=)

Simple Budgeting Tips

Image credits from smartplanet.com

With the gloomy global economic crisis that we are presently experiencing , I believe its about time that we keep track of our daily expenditures and strictly follow our family budget so we do not end up on getting payday loans.

Here are some of my simple budgeting tips to help you out:

1. Start by creating a diary list of all your daily purchases. This list will help you track where your money is going.

2. With the budget diary list mentioned above, evaluate your spending habits. Try to itemize your list into two categories. First category would be for your basic needs
and second category for those you consider as luxury. This way, you'll
be able to assess if you're already spending more that what you really need. if you think that you're spending to much on unnecessary things then better adjust your expenditure routines.

3. Create your budget for the month. I highly suggest that you use Microsoft Excel to accomplish this task. Your budget table should at least contain the following categories:

Item : This will list all your spendings such as grocery, utility bills such as electricity; water; cable; phone; and internet bills, car expenses (like gas and other maintenance), loans (credit, housing, car, etc.)
Estimated Cost : This would be your estimated or anticipated value for the listed item
Actual Cost : This column would only be filled up once the payment is made.
Due Date : This will contain the item’s due date
Date Paid : This will contain the date when the payment for the item was made
Savings : The formula for this column is basically the Estimated Cost – Actual Cost

With this kind of budget list table format, you can even be encouraged to spend less since you can instantly see how much savings you can get out of your expenditures.=)

The Dreaded Recession in US

Image credits from weblogs.newsday.com

Even if US official has not yet declared that recession in already going on in their country, a lot of economic experts say that US is by now undergoing the recession phase. Just by merely watching CNN or Blomberg I'm quite sure you yourself would agree to what they’re saying.

This global financial turmoil that I keep on hearing from the news since the first quarter of 2008 is very much alarming because it has a domino effect on everyone living on this planet. It is extremely depressing to see that this chaotic situation that we now have seems to be inevitable. I mean every single day news reporters and journalists would talk about major stock market losses, big companies declaring bankruptcy, which then leads to many individuals getting laid off their jobs, and which then adds to the growing population of jobless individuals.

In this time of crisis I’m sure a lot of people now seek for ways on how to get cash advance. I do hope this economic situation gets better soon.